Business Line of Credit
Credit you draw and draw again.
A revolving line lets you borrow up to an approved limit, repay, and borrow again. The same specialist stays with you from the application forward.
- Structure
- Revolving, draw and redraw
- Repayment
- As you draw
- Application
- Online, in minutes
- Suits
- Cash flow and inventory
Key benefits
The line of credit rests on three advantages.
Flexible access
Draw what you need for cash flow, inventory, or unexpected expenses.
Clear terms
Our offers use plain language so you understand costs and repayment before you commit.
Responsive support
A specialist stays engaged with clear next steps from application forward.
What you can fund
The credit covers many everyday needs.
- Manage cash flow
- Buy inventory
- Cover payroll
- Marketing campaigns
- Equipment upgrades
- Emergency expenses
How we fund you
We move you from application to funded capital in three clear steps.
Complete the application
A short online form takes minutes to complete.
Get a decision
We review your details and show plain options you can understand.
Access your funds
Draw the amount you need and put it to work.
Credit line vs term loan
See how the line differs from a term loan.
| Detail | Business Line of Credit | Business Term Loan |
|---|---|---|
| Structure | Revolving, draw and redraw | Upfront lump sum |
| Repayment | As you draw | Predictable payments |
| Ideal use | Ongoing cash flow needs | Larger one-time investments |
| Application | Online, in minutes | Online, in minutes |
| Term Loans |
Common questions
How does a revolving line work?
Borrow up to your approved limit, repay, and borrow again as needs arise.
What can I use the credit for?
Cash flow, inventory, payroll, marketing, equipment upgrades and emergency expenses all qualify.
How long does the application take?
Most owners finish in a few minutes, and clear next steps follow.
Open a line of credit
Apply online and we guide you through the next steps.