Term Loans
Get the capital you need.
Borrow one upfront amount and repay it over a set period. We explain the numbers plainly before you commit.
- Structure
- Lump sum loan
- Repayment
- Predictable payments
- Application
- Online, in minutes
- Suits
- Planned projects
Key benefits
Our term loan gives you clear capital and simple steps.
Upfront lump sum
One lump sum funds larger investments and planned projects.
Predictable payments
Clear repayment expectations let you plan cash flow with confidence.
Straightforward process
Apply online, get a clear decision path, and move forward without the jargon maze.
What you can fund
Use the loan for many growth needs.
- Purchasing equipment
- Renovating your space
- Hiring or covering payroll
- Launching marketing
- Restocking inventory
- Expanding operations
How it works
Three steps take you from start to funded capital.
-
Complete application
The online form takes a few minutes.
-
Get a decision
We let you know which options fit and explain them in plain language.
-
Receive your funds
Sign the agreement and put the capital to work.
Term loan vs credit line
See how the two products differ.
| Detail | Term Loan | Business Line of Credit |
|---|---|---|
| Structure | Lump sum loan | Revolving credit line |
| Repayment | Predictable payments | Draw, repay, draw again |
| Use case | Larger, one-time investments | Ongoing, flexible needs |
| Application | Online, in minutes | Online, in minutes |
| Business Line of Credit |
Frequently asked questions
How is the loan amount determined?
We size the lump sum to match how your business collects cash and its planned investment.
What does the repayment schedule look like?
Repayment runs in equal installments over the agreed term, stated in plain language.
Can I see the terms before signing?
Yes, we present the agreement in plain language before you sign.
Fund the project ahead
Apply online and we follow up with the terms in plain language.